Our membership fee keeps things simple and transparent. It gives you full access to our tools, plans, and personalized services—with no hidden catches.

Want to see what’s included in each tier? Check out our detailed pricing breakdown.

Yes, in certain cases. Here’s what to expect:

• Investment product fees: If you invest in something like an ETF, the fund itself may charge a small expense ratio. This goes directly to the fund provider—not Carry.
• Custodian transaction fees: Some actions, like sending an outgoing ACH transfer or buying cryptocurrency, may involve fees charged from our custodians.
• Advisory fees for managed accounts: Our Smart Yield and Roboadvisor accounts come with a 0.20% annual advisory fee.

For all the details, visit carry.com/fees.

Yes, you can upgrade or switch plans anytime from your Carry billing settings. We’ll apply the change at the start of your next billing cycle.

You can cancel your membership at any time from your Carry billing settings. Your access will continue through the end of your current billing period—no surprise fees or lock-ins.

We don’t currently offer a free trial, but you can learn about our tools, pricing, and services in detail before committing. If you have questions, we’re happy to help you figure out which plan is right for you.

Memberships are billed monthly or annually, depending on the plan you choose. Payments are securely processed through Stripe, and you’ll always see a clear breakdown before you’re charged.